Myrtle Beach 55+ Myrtle Trace 55+

Myrtle Beach 55+ Myrtle Trace 55+ Conway, SC
October 22, 2018
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MYRTLE TRACE REAL ESTATE 55 + Myrtle Beach 55 + REAL ESTATE :RETIREMENT COMMUNITY : 843-997-2769
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Today's Tips Go Back 
What You Donít Know Can Hurt Your Credit

Has it been a while since youíve seen a copy of your personal credit report? If youíre considering a real estate purchase, then it may be the time to get one.

It has been estimated that two out of every five people have errors in the information on their consumer-credit reports. This can cause lengthy delays in the approval process and can cause reason for the denial of credit, including a mortgage.

A good time to check up on credit reporting agencies is when you donít need the credit. You donít need the added stress while trying to buy a home. Get it taken care of prior to buying a home because it could take months to straighten out.

Some major independent credit reporting companies are Equifax, Trans Union, and TRW. You can check your credit at all three companies. Ask your mortgage or commercial banker for assistance if you have difficulty.

Many homeowners share a common misunderstanding that house payments can be made up to the 15th of the month without being considered late. The house payment is actually due the first of every month. If it is received anytime after that, it will be considered and reported as late.